Credit & Cards | Funded Wallet

Debt & Loans

Student Loan Repayment in 2026: A Decision Guide for Federal Loans

Compare federal student loan repayment options using current StudentAid.gov information, total cost, payment stability, forgiveness goals, and a documented annual review.

Income & Work

Salary Negotiation Without Guesswork: Prepare, Ask, and Respond

Prepare a salary negotiation with market data, a clear target, evidence of value, a practical script, and a plan for evaluating the complete offer.

Banking

Checking vs Savings Accounts: Put Every Dollar in the Right Place

Learn when to use checking and savings accounts, how to compare fees and access, and how to divide money between everyday spending and short-term goals.

Budget & Save

Free, Paid, or Manual? A Budgeting App Comparison

Compare the practical benefits and drawbacks of budgeting apps, including automation, visibility, cost, privacy, accuracy, and the work needed to maintain them.

Browsing: Credit & Cards

Your Emergency Fund Target Should Fit Your Risk, Not a Rule

Auto Insurance Coverage Before Price: Choose Limits First

Mortgage Down Payment: How Much Cash Should You Use?

Free, Paid, or Manual? A Budgeting App Comparison

Student Loan Repayment in 2026: A Decision Guide for Federal Loans

Salary Negotiation Without Guesswork: Prepare, Ask, and Respond

Checking vs Savings Accounts: Put Every Dollar in the Right Place

Free, Paid, or Manual? A Budgeting App Comparison

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Homeowners Insurance That Fits the Home You Own

Mortgage Down Payment: How Much Cash Should You Use?

The 50/30/20 Budget: A Flexible Guide With Real Numbers

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